COVID-19 Business Resources

COVID-19 Business Update

The COVID-19 crisis currently unfolding is affecting everyone in some form. Like you, we have been monitoring the latest news about the Coronavirus. We want you to have confidence that we are going to continue to work for you to better your businesses while also helping decrease the spread of this virus.
In light of the rapidly evolving conditions related to COVID-19, RIBBA is implementing the following measures, based on ensuring the health and safety of our stakeholders:
We will not be scheduling any in person meetings with clients or members until further notice
We will however keep our line of communication open.

RIBBA staff will be available by phone (401-383-1179) or e-mail ( should you have any questions.

Skype or video calling will also be available to take the place of in person, face to face meetings
We will update you on a regular basis until we can resume our normal business hours.

New guidelines put into effect by Governor Gina Raimondo

All dine-in food and beverage services will be shut down. This includes bars, restaurants and coffee shops. Take out and delivery, and drive-through services will remain running.

Beginning today law enforcement will be enforcing the ban on dine-in services.

Any gathering of more than 25 people should be avoided. If you are elderly or immunocompromised you should avoid crowds of 10 or more people.

The Providence Place Mall and Warwick Mall will be closed until further notice starting today.
All public schools have been cancelled this week as well as church masses.

All public gatherings should be avoided.

Do not go to work if you are feeling sick. If you are able to you should work from home to help prevent the spread of COVID-19.

Only go out for essential items. If the grocery store is crowded leave and return at a later time.
Make sure teenagers and children are aware of how serious this is and that they should stay home and not take this lightly.

HealthSource RI has opened a special enrollment period due to COVID-19. They are allowing any RI resident without healthcare to enroll in a plan through them until April 15th.

The Rhode Island Department of Labor and Training stands ready to assist employees and employers who are affected or have any questions. The Department of Labor and Training is increasing the flexibility and manageability of TEMPORARY DISABILITY INSURANCE (TDI) and UNEMPLOYMENT INSURANCE.

This includes waiving the seven-day minimum amount of time and previously required medical certification. Affected businesses with questions on Unemployment Insurance, Paid Sick and Safe Leave, or other work-related programs should contact the DLT by emailing or calling 401-462-2020

The U.S. Small Business Administration is offering low-interest federal disaster loans for working capital to small businesses, private non-profit organizations of any size, small agricultural and small aquacultural enterprises that may have been financially impacted as a direct result of the Coronavirus since January 31, 2020. They may qualify for Economic Injury Disaster Loans of up to $2 million to help meet financial obligations and operating expenses which could have been met had the disaster not occured.

These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can't be paid because of the disaster's impact.

Disaster loans can provide vital economic assistance to small businesses to help overcome the temporary loss of revenue businesses are experiencing.

Eligibility for Economic Disaster Loans is based on the financial impact of the Coronavirus. The interest rate is 3.75% for small businesses, 2.75% for non-profit organizations.
The SBA is offering these loans with long term repayments in order to keep payments affordable, up to a maximum of 30 years.

These loans are available to entities without the financial ability to offset the adverse impact without hardship.

Applicants may apply online, receive additional disaster assistance information and download applications at Applicants may also call SBA's Customer service center at 800-659-2955 or email for more information on SBA disaster assistance. Completed applications should be mailed to U.S. Small Business Administration, processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.

The deadline to apply for an Economic Injury Disaster Loan is December 16, 2020
for more information visit

If you or someone you know who owns a business has questions about access to capital and other lending options, please call The Rhode Island Black Business Association at 401-383-1179 or e-mail or the Small Business Hotline at 401-521-HELP or e-mail

The Federal Reserve Board announces establishment of a Commercial Paper Funding Facility (CPFF) to support the flow of credit to households and businesses

For any questions about COVID-19 please visit the official page of The Rhode Island Department of Health, or you can call 401-222-8022 if you have general questions about any of the latest guidance given.